The festive season is upon us and with the last-minute rush. During the break lenders will still be operating on other than statutory days, albeit with reduced staffing levels. From our view point we will still be operating; whilst I will avoid the office and the madness of the centre of Queenstown as much as possible, I will still be operating from home, will have cell phone and lap top so still very much on board and available.

Consensus amongst media and economic pundits seems to indicate not much happening with interest rates in foreseeable future. There will be various specials promoted short term but realistically fixed rates in the mid threes are still available.

A very short note for December, I trust you all have the opportunity to have a break, spend time with loved ones and come back recharged. Have a very Merry Christmas and New Year, be safe and remember we are available if needed.

Cheers

Charlie & Michelle